Locations: VA - McLean, United States of America, McLean, Virginia
Principal Data Scientist
**Principal Data Scientist ** **Consumer** **_C_** **_redit Risk Management Models and Data_**
**Data is at the center of everything we do. As a startup, we disrupted the credit card industry by individually personalizing every credit card offer using statistical modeling and the relational database, cutting edge technology in 1988! Fast-forward a few years, and this little innovation and our passion for data has skyrocketed us to a Fortune 200 company and a leader in the world of data-driven decision-making.**
**As a Data Scientist at Capital One, youll be part of a team thats leading the next wave of disruption at a whole new scale, using the latest in computing and machine learning technologies and operating across billions of customer records to unlock the big opportunities that help everyday people save money, time and agony in their financial lives.**
**Team Description**
**The Card Loss Forecasting and Allowance team uses machine learning models to forecast and optimize future losses associated with Capital Ones credit card portfolio. We work with the enterprise tech teams to use the latest technologies and algorithms to build predictive models and automate insight generation.**
**As a Data Scientist, you will focus on loss forecasting modernization as we continuously enhance the platform that executes the card loss forecasting process that feeds earnings, financial planning, and stress testing.**
**Have you ever seen the headline in the news ** **_Banks Pass Federal Reserve Stress Tests_** ** and wondered how Capital One determines how much savings (or capital) it needs? Or maybe how we analyze the potential impact of the next recession? At the heart of these questions are sophisticated econometric loss models that help us understand the ways in which the economy impacts our loan portfolios and guide strategic decision making at the highest levels of Capital One.**
**In the Consumer Credit Risk Management Models and Data Team, we blend cutting-edge quantitative methods,with a deep understanding of our business, data, and regulatory environment to build and deploy predictive models for losses, account volumes and outstanding balances. These models drive key strategic decisions for loss allowances, stress testing, and capital allocation as well as informing our earnings calls and recession preparedness.**
**If this sounds interesting to you, join us! As a Data Scientist on the deployment & platform side of the team, youll be at the forefront helping us to usher in the next wave of disruption by using the latest technology to deploy, optimize and modernize model pipelines and execution platforms that enable machine learning models to provide powerful insights about our portfolio and growth opportunities through new data sources. You will partner with best-in-class data scientists, analysts, and engineers to innovate solutions that directly impact the companys bottom line in a meaningful way. You will do it all in a collaborative environment that values your insight, encourages you to take on new responsibilities, promotes continuous learning, and rewards innovation.**
**Role Description**
**In this role, you will:**
+ **Partner with a cross-functional team of data scientists, software engineers, and product managers to deliver a product customers love**
+ **Leverage a broad stack of technologies Python, Conda, AWS, Spark, and more to reveal the insights hidden within huge volumes of data**
+ **Optimize and deploy** **Build** **machine learning models through all phases of development, from design through training, evaluation, validation, and implementation**
+ **Flex your interpersonal skills to translate the complexity of your work into tangible business goals**
**The Ideal Candidate is:**
+ **Customer first. You love the process of analyzing and creating, but also share our passion to do the right thing. You know at the end of the day its about making the right decision for our customers.**
+ **A leader. You challenge conventional thinking and work with stakeholders to identify and improve the status quo. You're passionate about talent development for your own team and beyond.**
+ **Technical. Youre comfortable with open-source languages and are passionate about developing further. You have hands-on experience developing data science solutions using open-source tools and cloud computing platforms.**
+ **A data guru. Big data doesnt faze you. You have the skills to retrieve, combine, and analyze data from a variety of sources and structures. You know understanding the data is often the key to great data science.**
+ **Statistically-minded. Youve built models, validated them, and backtested them. You know how to interpret a confusion matrix or a ROC curve. You have experience with clustering, classification, sentiment analysis, time series, and deep learning.**
**Basic Qualifications:**
+ **Currently has, or is in the process of obtaining a Bachelors Degree plus 5 years of experience in data analytics, or currently has, or is in the process of obtaining a Masters Degree plus 3 years in data analytics, or currently has, or is in the process of obtaining PhD, with an expectation that required degree will be obtained on or before the scheduled start date**
+ **At least 1 year of experience in open source programming languages for large scale data analysis**
+ **At least 1 year of experience with machine learning**
+ **At least 1 year of experience with relational databases**
**Preferred Qualifications:**
+ **Masters Degree in STEM field (Science, Technology, Engineering, or Mathematics) plus 3 years of experience in data analytics, or PhD in STEM field (Science, Technology, Engineering, or Mathematics)**
+ **At least 1 year of experience working with AWS**
+ **At least 3 years experience in Python** **, Scala, or R**
+ **At least 3 years experience with machine learning**
+ **At least 3 years experience with SQL**
Capital One offers a comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well-being. Learn more at the Capital One Careers website ( . Eligibility varies based on full or part-time status, exempt or non-exempt status, and management level.
This role is expected to accept applications for a minimum of 5 business days.
No agencies please. Capital One is an equal opportunity employer committed to diversity and inclusion in the workplace. All qualified applicants will receive consideration for employment without regard to sex (including pregnancy, childbirth or related medical conditions), race, color, age, national origin, religion, disability, genetic information, marital status, sexual orientation, gender identity, gender reassignment, citizenship, immigration status, protected veteran status, or any other basis prohibited under applicable federal, state or local law. Capital One promotes a drug-free workplace. Capital One will consider for employment qualified applicants with a criminal history in a manner consistent with the requirements of applicable laws regarding criminal background inquiries, including, to the extent applicable, Article 23-A of the New York Correction Law; San Francisco, California Police Code Article 49, Sections 4901-4920; New York Citys Fair Chance Act; Philadelphias Fair Criminal Records Screening Act; and other applicable federal, state, and local laws and regulations regarding criminal background inquiries.
If you have visited our website in search of information on employment opportunities or to apply for a position, and you require an accommodation, please contact Capital One Recruiting at 1-800-304-9102 or via email at RecruitingAccommodation@capitalone.com . All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.
For technical support or questions about Capital One's recruiting process, please send an email to Careers@capitalone.com
Capital One does not provide, endorse nor guarantee and is not liable for third-party products, services, educational tools or other information available through this site.
Capital One Financial is made up of several different entities. Please note that any position posted in Canada is for Capital One Canada, any position posted in the United Kingdom is for Capital One Europe and any position posted in the Philippines is for Capital One Philippines Service Corp. (COPSSC).
Capital One...real-world, impactful work experience for 10-12 weeks during the summer. This U.S. program offers undergraduate Freshman-Seniors, the... ...Science) Requisition Disclaimer This job posting is for a temporary role as an employee of Atrium on assignment at Pfizer. The...
...Valley! The role will span throughout early 2025, with work scheduled for Monday Thursday. The practice involves treating general dermatology cases, including skin checks and addressing dermatological concerns, as well as performing cosmetic procedures like Botox,...
...Job Description Job Description Vu Hair Salon is seeking an assistant to join our team. This is a great opportunity to learn all aspects of the industry, in an upscale and creative environment. About Vu Hair: Vu hair is a salon located on the 21st floor at The...
...Program Manager, PT MBA Job Summary The Program Manager for the Part-Time MBA Program will oversee the day-to-day operations, student engagement, and academic support functions to ensure a high-quality experience for MBA students. This role requires a candidate...
...Job Description Job Description FULL-REMOTE Google Ads (PPC) Marketing Strategist About Us Sweat Pants Agency is a leading force in the DTC industry and the only agency behind two INC #1 fastest-growing businesses. We have an unwavering commitment to performance...